Life Insurance Over 50

Got a client who needs life insurance over 50? Key in on the flexibility and tax benefits that cash value permanent life insurance policies provide.
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Top Excuses for Not Buying LTC Insurance

Whether it’s Long-Term Care Awareness month or you’ve simply committed to selling this product year-round, you have or will run into these popular excuses: “It’s confusing.” “I don’t need it.” “I’m uncomfortable talking about it.” We’d like to share a few strategies—one for every response listed ...
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Medicare, Medicaid & Long-Term Care

Your client has life insurance. Awesome! That protects the beneficiaries from financial struggles in case the client dies. They also have healthcare, which may include Medicare (or even Medicaid) to reduce the costs of things like co-pays, prescription drugs, hospital visits, and other related items....
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What to Know About Long-Term Care

When discussing long-term care with your clients, there is much to consider. Where do you even start? For your convenience, here are a couple of talking points to get the ball rolling. The Chances of Needing LTC are High In studies done by the U.S. Department of Health and Human Services, resul...
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Long-Term Care Awareness Month

November is Long-Term Care Awareness Month. If you’re going to educate your clients on LTC insurance and highlight this service, you too should know the basics (or at least brush up on your knowledge) and learn of its importance. Retirement funds pay for your client's daily living expenses and ext...
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LIAM & Leukemia, Lymphoma Awareness Month

The month of September is Life Insurance Awareness Month for the insurance industry. The aim is to spread awareness about the magnitude and value of life insurance. However, tens of millions of Americans still put off getting life insurance coverage until it’s too late. While it may be “LIAM” for ...
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The "Right to Die" Debate

The "Right to Die" debate brings up issues for producers regarding end-of-life planning, especially if you have clients in Vermont, Washington, or Oregon.
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