Last Updated: January 27
American National
- Signature Guaranteed UL SI. A simplified solution to your client’s permanent life insurance needs! Distinguishing features: Guaranteed Death Benefit until age 100, Non-Medical Underwriting – Approval based on answers to a few simple medical questions, Accelerated Death Benefits Riders, and up to $250,000 of coverage. Click the link above to see the brochure and download rate sheets.
Need help with any of American National's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.
AXA
- Extended Guarantee on BrightLife Protect. We're excited to announce the launch of the new, extended guarantee BrightLife® Protect! It's a powerful combination of a new, simple no-lapse guarantee and our competitive long-term care rider – giving your clients the ability to live more today, keep more of what they earn and potentially build more cash value they can actually use. Click the link above to learn more.
Need help with any of AXA's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.
Legal & General
- The Opterm 25 exchange program has been extended until March 31.
Need help with any of Legal & General's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.
Lincoln Financial
- Important Lincoln Life Product Updates. (1) Effective January 23, 2017, Lincoln is pleased to announce pricing improvements to Lincoln LifeElements® Level Term and Lincoln TermAccel® which will solidify our position as a top 3 carrier in each product’s target market with the lowest price in select scenarios. (2) Effective February 13, 2017, consistent with Lincoln’s strategy of prudently managing our product portfolio in light of interest rates, we are increasing pricing on new sales of the Lincoln LifeGuarantee® Survivorship UL (SUL) product. These pricing changes help ensure Lincoln sustains a presence in the SUL market by providing valuable solutions appropriately priced for market conditions. (3) Effective with new indexed account segments opened on or after March 15, 2017, Lincoln will be making changes to the caps, participation rates and spreads of the Indexed UL (IUL) product suite. For more information, click the link above.
Need help with any of Lincoln Financial's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.
Mutual of Omaha
- Rate Adjustments Effective April 1, 2017. Long-Term Care insurance (LTCi) is a core product for Mutual of Omaha and we intend to remain a key player in this market for years to come. In order to fulfill this commitment, we actively monitor emerging industry trends as well as our own experience so we can make the adjustments necessary that will allow us to keep our promises to policyholders and remain competitive in the marketplace. For this reason, we will be implementing the following rate adjustments effective April 1, 2017: Block of Business LTC04G - Impacted States: Alabama, Nebraska, Wyoming. Policyholders will receive a letter notifying them at least 60 days prior to the premium rate increase. The effective date of the premium rate increase will be listed in this notification. Notification to all affected policyholders will be mailed by February 1, 2017, to ensure policyholders in the approved states receive notification of their April 1, 2017, premium rate increase. Along with the premium rate increase notification letters, most policyholders will receive an adjustment offer if there are options available. The offer will provide the policyholder a benefit reduction alternative to help reduce the impact of the premium increase.
Need help with any of Mutual of Omaha's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.
Nationwide
- Effective March 13, 2017: Long-term Care Rider II to better clients' LTC needs. Nationwide is making a product change effective March 13, 2017: The new Long-Term Care Rider will be available on Nationwide YourLife® Indexed UL, Nationwide YourLife® Indexed UL Accumulator, & Nationwide YourLife® Indexed UL Protector for applicable states listed below. New Paperwork is required for the New LTC Rider. Applicable States: AL, AK, AR, CO, GA, ID, IL, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NV, NH, NM, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, WV, WI, & WY. In states where required, a new Long-Term Care Guide will need to be given to the client. Applications signed on or after Monday, March 13, 2017 receive the New LTC Rider. For more information, click the link above.
Need help with any of Nationwide's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.
Prudential
- New York Product Update. Effective January 17, 2017, new sales of UL Protector policies issued in New York will see increased rates. Also effective January 17, 2017, the new version of our BenefitAccess Rider, which offers a choice of monthly benefit payout options (either 2% or 4%), will be available on all permanent products sold that currently offer the BenefitAccess Rider in New York. Finally, there is an important note regarding a New York state requirement for the BenefitAccess Rider, which applies to new and existing policy owners with BenefitAccess Rider. For further details and explanations, please click the link above.
Need help with any of Prudential's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.
