May 2016 Carrier Updates

Last Updated: June 1

Accordia / Global Atlantic

• Branding change. On May 1, Global Atlantic united all of its business under the Global Atlantic brand. This unification will provide a simpler story and gain increased scale to build brand awareness and smooth the sales process.

Need help with any of Accordia / Global Atlantic's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

AIG

• Now available: scripted client meeting tool, sales ideas for new products & client prospecting. New and experienced IUL financial professionals can both find value in the new Life to the Max interactive client sales tool. It's a great resource for educating clients on the need to diversity assets for retirement - a perfect opening for the IUL sales. The best part is there is no user ID or password required - it works on any internet enabled device.
• New cash value accumulation IUL can help clients accumulate tax-deferred funds. We have a new cash value accumulation IUL, Max Accumulator+, with powerful income producing feature, including Income for Life Rider, Select Income Rider, and Accelerated Access Solution.
• New cash accumulation IUL, improved death benefit IUL and stronger chronic illness rider. We have a lot of innovative product developments, useful sales tools and complete promotional packages available to help you grow BGA business. Click the link above to see info on Cash Accumulation - Max Accumulator+, Death Benefit Protection - Value+ Protector, Chronic Illness Rider - Accelerated Access Solution, Interactive Sales Tool - Life to the Max, and Campaign in a Box.

Need help with any of AIG's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

American National

• Signature Guaranteed UL. Check out how American National compares on short pays - click the link above for more information.

Need help with any of American National's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

John Hancock

• John Hancock Makes Life Insurance Available to People Living with HIV. John Hancock is pleased to be able to offer term and permanent life insurance coverage to applicants living with human immunodeficiency virus (HIV) if they meet certain criteria. This change is in keeping with John Hancock’s awareness of medical advancements, progressive approach to impaired risk and continued commitment to its customers.
• John Hancock's New Term with Vitality. John Hancock’s new Term with Vitality has an outstanding competitive position — plus so much more. Click the link above and take a look at how it compares both on and off the spreadsheet.
• New - SmartProtect Term with Vitality. We're excited to introduce SmartProtect Term with Vitality, which offers competitive premiums and a streamlined underwriting decision in as little as two days to simplify the process for your clients and help you place more business. SmartProtect Term with Vitality is the fastest way to enroll your clients in the John Hancock Vitality program - allowing them to save even more while also earning rewards and discounts for living a healthy life.

Need help with any of John Hancock's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

Legal & General

• Sales idea of the month: ladder coverage with affordable term riders. Click for a broker sales idea, complete with client profile and next steps.

Need help with any of Legal & General's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

Lincoln Benefit

• May 1 Fund Changes and Product Prospectus Mailing for LBL Variable Life Products. As part of the transfer of life servicing to Alliance-One Services, Inc., a licensed third party administrator, Lincoln Benefit Life (LBL) would like to take this opportunity to clarify the life policies that continue to be administered and serviced by Allstate. Click the link above and follow the directions to determine where a policy is being serviced.

Need help with any of Lincoln Benefit's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

Lincoln Financial

• Lincoln SVUL - Lifetime guaranteed death benefit for two lives with the freedom to pursue growth potential. Effective May 9, 2016, subject to state availability, The Lincoln National Life Insurance Company is pleased to announce the newest product in its survivorship variable universal life portfolio, Lincoln SVULONE (2016).
• Lincoln TermAccel Level Term. Effective May 9, 2016, Lincoln is pleased to introduce the newest member in its Term portfolio, Lincoln TermAccel® Level Term. Lincoln TermAccel® provides easy, affordable death benefit protection. Lincoln TermAccel® Level Term has been designed for younger middle to mass affluent market clients ages 18-50 with face amounts from $100,000 - $500,000 for term periods of 15, 20 or 30 years.

Need help with any of Lincoln Financial's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

MetLife

• Variable Life Funding Option Changes. Changes have taken place to Equity Advantage Variable Universal Life, including portfolio merges and renaming. Click the link above to see the changes.

Need help with any of MetLife's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

Mutual of Omaha

• Updated LTC Cost-of-Care Book. Click the link to access the updated Mutual of Omaha Cost-of-Care book, based on data collected by Long-Term Care Group (LTCG), a leading provider of long-term care data.
• Put Income Advantage for Work for Business Owners. Business owners have a variety of financial goals that may be right for an indexed universal life policy such as Income Advantage. That's why we've put together some advisor training pieces that can help your producers address these clients' needs.
• Mobile Quotes for GULE Are Now Available. As a reminder, effective April 22nd, Guaranteed Universal Life (GULE) was added to Mutual of Omaha’s “Quotes for Sales Professionals” mobile app. Click the link to see which products have mobile quoting available.
• Make a Splash with our TLA Rates. Effective May 1, 2016, we have new rates in the Preferred Plus Age Last Birthday class -  and don’t forget we are already competitive in Preferred and Standard Nontobacco risk classes.
• Texas Compliance Notice. The Texas Department of Insurance (TDI) requires insurance companies to send a notice of updated TDI contact information to policy owners issued in Texas. Therefore we will be mailing the updated notices to all long-term care policyholders in Texas beginning May 6, 2016.

Need help with any of Mutual of Omaha's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

Nationwide

• Funding a buy-sell plan with a cash-value policy. Succession planning is critical for all businesses, and especially for those with more than one owner. Click the link above to check out a sample case and tips for getting the conversation started with your clients.

Need help with any of Nationwide's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

Principal

• Discover the power of 3. This powerful package of top-notch products and time-saving features can help clients quickly and easily acquire life insurance, build income potential and access what they have accumulated as supplemental retirement income.

Need help with any of Principal's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

Protective

• 5 Facts You Absolutely MUST Consider Before Selling Another Term Policy. A traditional term policy isn't the only way to provide low cost, short-duration coverage for your clients. Protective Custom Choice UL offers affordable short- or long-term coverage for about the same or less annual premium than other traditional term policies, plus unique, flexible features and benefits.
• Increases to Underwriting Limits at Protective Life. Effective May 2, 2016, Protective Life is proud to introduce positive changes to certain underwriting limits which could help you more easily place your larger cases with us. During a time in the life insurance industry when good news seems hard to find, these increases also demonstrate the stability of Protective Life as a company, as well as our deep commitment to our distribution partners and customers.

Need help with any of Protective's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

Prudential

• Permanent Life Insurance - Offering Flexibility to Your Clients. Click the link to download this new consumer flyer you can email to clients.

Need help with any of Prudential's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

Symetra

• Symetra UL-G: Now with Greater Access. Available on Symetra UL-G for an additional cost, our optional Return of Premium (ROP) Rider is designed to return 100% of the cumulative paid* premiums (reduced by any withdrawals, loans and outstanding loan interest). The ROP benefit will not exceed the face amount of the policy. Click the link above for more Symetra news, including: new IRA max and annuity max supplemental illustrations, top 10 reasons to consider survivorship life insurance, and new mailing addresses for individual life new business.

Need help with any of Symetra's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

Transamerica

• Important Update to Inforce VUL Polices: Fund Name Changes. Effective May 2, there will be fund name changes affecting the following TransSurvivor® Life VUL, TransUltra® VUL, and Transaccumulator® VUL policies.

Need help with any of Transamerica's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.

Need help navigating the ever-increasing selection of products from these carriers? Learn how partnering with us can help you sell more, earn more, and offer your clients the best solutions for their financial needs.