Last Updated: December 19
AIG
- Year-end UL-tide Cheer. Got a client considering GUL? Secure Lifetime GUL 3 is back with improved features designed to benefit you and your client! Click to download Bulletin 18-14. Got a client who’d benefit from protection-focused IUL? Value+ Protector is all shiny and new again! No less than 7 exciting new reasons to sell this great bridge product. Click to read Bulletin 18-146. Got a client looking to help fund their IUL with a lump sum? New Dollar Cost Averaging rider now available on a variety of IUL products will help tie a bow on that sale. Click to check out Bulletin 18-147.
- Ensure legacy and reduce premium. Would your client like to manage loved ones’ ongoing expenses after they’re gone? Concerned they will mismanage their money? What if your client could help their beneficiaries manage ongoing expenses while they also help themselves with potentially lower premium payments? Select Income Rider offers flexibility: no cost rider, choose your amount (10% - 100% of the life insurance benefit), choose your payment duration; 10, 20, or 30 years. Help ensure the money you set aside for them is there when they need it.
Need help with any of AIG's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.
John Hancock
- 2019 Dividend Interest Crediting Rate Announcement. Effective January 1, 2019, the dividend interest crediting rate and mortality dividend scale will remain the same on participating Traditional Single Life and Survivorship policies originally issued through the John Hancock Life Insurance Company (JHLICO) and John Hancock Variable Life Insurance Company (JHVLICO). Click the link above to see a flyer with more details.
Need help with any of John Hancock's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.
Legal & General (Banner)
- LGA Analytics Login Update. LGA Analytics is our partner-facing analytics tool that provides metrics on all your life insurance business with Legal & General America (Banner/William Penn). Before the end of 2018, Legal & General America will be updating how users log in to LGA Analytics. Due to New York's Department of Financial Services (DFS) Cyber Security Regulation, the information stored on LGA Analytics must be secured behind two-factor authentication. If you have registered for access to our Partner Dashboard, you will be able to use the same login credentials to access LGA Analytics. The same login credentials for both sites means one less password you need to remember. If you did not register for the Partner Dashboard, you need to register there to get access to LGA Analytics. Go to partner.lgamerica.com. Click the register button and complete the process. Once completed, the same email address and password will be used to access both the Partner Dashboard and LGA Analytics.
Need help with any of Legal & General's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.
Lincoln Financial Group
- Availability of Lincoln WealthAdvantage® Indexed UL Extended. Lincoln previously announced that Lincoln WealthAccumulateSM IUL (2018) will replace Lincoln WealthAdvantage® Indexed UL on the later of December 31, 2018, or 60 days from state availability of Lincoln WealthAccumulateSM IUL (2018). As there continues to be some sales designs where Lincoln WealthAdvantage® Indexed UL provides a meaningful solution, transition period for Lincoln WealthAdvantage® Indexed UL to April 30, 2019.
Need help with any of Lincoln Financial's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.
OneAmerica
- Asset-Care product changes effective Jan. 1, 2019. To help maintain OneAmerica’s commitment to providing comprehensive, lifetime financial solutions for our clients, we are changing the availability of our joint life Asset-Care® acceleration options. Beginning Jan. 1, 2019, the option of joint life with 4% acceleration will no longer be available on any Asset-Care product. This change allows us to maintain a healthy, robust product portfolio and continue providing products for consumers that are more life and LTC balanced. Please review the following deadlines to ensure applications are received and funded accordingly. All applications – both paper and electronic – must be received by the Home Office by end of business on Dec. 31, 2018. Policies must be funded within 60 days of the final underwriting decision. While this product combination is being retired, our other OneAmerica Care Solutions product offerings remain unchanged. For example, our patented joint coverage remains available on Asset-Care with 2 or 3% acceleration. Single life policies still offer 4% acceleration option.
Need help with any of OneAmerica's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.
Pacific Life
- PL Promise GUL1 Is Here!. We’re broadening our offerings for the broad market with a guaranteed universal life insurance product to meet a lifetime of client needs. Click the link above for the brochure.
- PL Smooth Sailing Increases Coverage Amount to $1 Million Beginning December 10, 2018. Beginning December 10, 2018, clients applying for PL Promise Term and PL Promise GUL life insurance with death benefit protection, can qualify for PL Smooth Sailing if they meet the qualification criteria. About PL Smooth Sailing Underwriting: When your clients need life insurance with death benefit protection, give them a smoother application experience. No black box scoring. No credit data or any other hard-to-explain underwriting criteria. PL Smooth Sailing offers simple qualification standards with predictable outcomes.
Need help with any of Pacific Life's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.
Prudential
- 2019 Policyholder Dividend Scales. The Board of Directors of Prudential Insurance has approved payment of approximately $1.7 billion in dividends in 2019 for participating individual life insurance policies and annuity contracts in Prudential’s Closed Block. The 2019 payment represents a continuation of the 2018 dividend scales for 2019.
Need help with any of Prudential's products?
Call us at 1-800-823-4852 or click here to email our Brokerage Sales Support team.
