![Smiling woman holding up a handful of cash.](https://pinneyinsurance.com/wp-content/uploads/2014/05/AssetMax.jpg)
Asset Maximization
As times change, Social Security lessens and people continue to live longer, your clients strive to find new ways to maximize their funds. Some are able to simply save enough in retirement and live happily ever after. They own enough assets that they’re able to live well above their means. These in...
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![Life Insurance as an Asset Class](https://pinneyinsurance.com/wp-content/uploads/2013/09/Life-Insurance-as-an-Asset-Class.jpg)
Life Insurance as an Asset Class
If you haven't talked to your clients about life insurance as an asset class, now's the time. They get stability, liquidity, and income-tax-free cash during retirement.
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![A piggy bank wearing a graduate's cap, with books and a diploma.](https://pinneyinsurance.com/wp-content/uploads/2014/05/CollegePig_250.jpg)
6 Benefits of Life Insurance for College Planning
Due to the rising costs of college tuition, fewer families can pay to send their children off to college. But the youth of today are our leaders tomorrow, so it’s important that they receive their shot at a college degree without being hindered simply by money.
It’s our job as insurance and financia...
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![A full classroom of students.](https://pinneyinsurance.com/wp-content/uploads/2014/05/Classroom.jpg)
An Example of College Planning With Life Insurance
Henry Jones wants his son, Henry Jr., to go to college just like he did. But, because his wife is sadly deceased, Henry is a single father. He’s not sure he'll be able to save enough money for his son’s college tuition. Junior is off on adventures quite often, so Henry Sr. is also a bit uneasy about ...
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![Happy mom with her two kids.](https://pinneyinsurance.com/wp-content/uploads/2014/05/LifeforCollege.jpg)
Using Permanent Life Insurance for College Tuition
Does this scenario sound familiar?
Your client started a college fund for their child's future educational expenses. Maybe it's a 529, or maybe it's a Coverdell account.
But what happens if mom or dad become unemployed or disabled? If they can’t make the annual payments, most plans fold. If they ar...
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![Young graduates wearing caps and gowns.](https://pinneyinsurance.com/wp-content/uploads/2014/05/college.jpg)
Life Insurance as a College Fund Option
We're now in the month of August, which means it's back to school for many. For clients with children, college funding may be stressful.
Consider this: Married couple, two kids.
Seems like your standard family, right? What few think of when considering the “standard” family is the amount of things ...
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![Gen Y prospects](https://pinneyinsurance.com/wp-content/uploads/2014/05/GenYcartoon.jpg)
Capitalizing on Gen Y Prospects
Most agents are so focused on baby boomers and Generation X that Gen Y prospects are being overlooked. This is a mistake.
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![The "Right to Die" Debate](https://pinneyinsurance.com/wp-content/uploads/2014/05/EndofLife.jpg)
The "Right to Die" Debate
The "Right to Die" debate brings up issues for producers regarding end-of-life planning, especially if you have clients in Vermont, Washington, or Oregon.
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