Use the quoter below to get a quick final expense life insurance quote for your client. Note: the Access Key field is optional.

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Final Expense Sales Are Rising

As Baby Boomers age, many realize they haven’t taken care of life insurance in time to qualify for a larger term or whole life policy – for some, health issues have made that difficult or impossible. With little to no underwriting and no need for a medical exam, final expense policies can be a fast sell. The product isn’t complicated, which makes for an easier sales pitch.

Most clients qualify immediately, so it’s an instant win for you and your prospect.

Final expense policies are whole or universal life products with face values ranging from $2,000 to $50,000. Some carriers offer a terminal illness rider so your client can access a percentage of these funds if they’re diagnosed as such. The available face values often decrease as your client agents, so applicants who are over 65 can still get covered, but usually at smaller face values.

If you have a client who needs final expense coverage, we can help.


Our Carriers Include:

  • American Continental Insurance
  • Americo
  • Assurity
  • Baltimore Life
  • Foresters
  • Mutual of OMaha
  • Sagicor
  • Transamerica
  • United Home Life

Need Help?

We can help you present final expense policies to your clients. Feel free to ask us for quotes, marketing help, client profiles, and more.

  • Call us at 1-800-823-4852 and ask to speak to a brokerage director.
  • Click here to email us.

Become a Final Expense Specialist - Become a Pinney Partner

The final expense market is still largely untapped. This is a fantastic opportunity to choose a niche and become a trusted expert within that niche. We can help.

To learn more about becoming a Pinney partner, check out the resources below:

  • Click here for our media kit. Meet our brokerage directors, get their contact info and social links, plus see the full range of products and services Pinney offers.
  • Meet Insureio, our CRM (customer relationship management) software platform. CRMs were designed to help you manage contacts, but Insureio has evolved into a specialized insurance marketing machine. We love it, and we think you will, too.