Product expertise
Our specialists know MYGAs, fixed indexed annuities, SPIAs, and deferred income annuities, and which carrier and product fit which client goal. You bring the relationship. We help you bring the right solution.
Annuity Whitepaper for Agents & Agencies
You find the client. We help you place the annuity.
Download the free Annuity Whitepaper and learn how Pinney helps advisors identify opportunities, simplify product selection, and deliver better retirement outcomes.
Built for agents and agencies that want more confidence in annuity conversations, better case support, and a stronger path from opportunity to placement.
- 20+ annuity carriers Quote and e-submit through one platform
- A named specialist A real person on your cases, not a ticket queue
- Write, collaborate, or refer You choose your involvement, every case
- Suitability supported Best-interest documentation, done right
Free Download
What’s inside the whitepaper
A practical playbook for adding annuities to your practice, whether it is your first case or your fiftieth.
01
Spot the opportunity
The client situations that signal an annuity conversation, from CD rollovers to 1035 exchange reviews.
02
Pick the right product
MYGA, FIA, SPIA, or DIA: how to match product and carrier to the client goal without guesswork.
03
Clear suitability
What best-interest rules and training actually require, and how Pinney supports the paperwork.
04
Start the conversation
Talk tracks and case examples you can use to open better retirement income conversations.
Advisor Support
Why advisors work with Pinney
Annuities can open real opportunities for your clients and your practice. The hard part is everything around the sale. That is where we come in.
Carrier access
Quote and submit across Pinney’s full lineup of leading annuity carriers through one platform, instead of chasing rate sheets carrier by carrier.
Dedicated support
You get a real annuity specialist who picks up the phone. Complex cases get senior case design help, and simpler FIA and MYGA cases move fast with our brokerage team.
Streamlined processing
From illustrations and proposals to suitability paperwork and application support, we help move the case from opportunity to issued. Quote and process with FireLight and Annuity Rate Watch, and track every case in Insureio.
Simple Path to Placement
The Pinney annuity process
You stay in control of the client relationship while our team supports the details that move cases forward.
Identify the opportunity
You spot a client who could benefit from guaranteed or tax-deferred retirement income.
Strategy discussion
A specialist helps clarify the client need and how involved you want to be: write it, collaborate, or refer.
Product review
We match carrier and product, MYGA, FIA, SPIA, or DIA, to the client goal.
Illustration and proposal
We help you build an advisor-ready illustration and proposal.
Application and suitability
Application support, suitability review, and paperwork, handled with you.
Issue and ongoing support
The policy is issued, your client is served, and we flag future opportunities.
Product Support
Products we support
Whether your client wants guarantees, accumulation potential, or income planning, we help you evaluate the right fit.
MYGA
A fixed, guaranteed rate for a set term. A strong alternative to CDs for conservative money.
Fixed Indexed
Growth tied to an index with downside protection.
SPIA
Turn a lump sum into an immediate income stream.
Deferred Income
Guaranteed income that starts later, on a date the client chooses.
Annuity + LTC
Cover long-term care needs through an annuity hybrid.
Carrier Access
Carrier availability varies by product and state.
Quote and e-submit across leading annuity carriers
One platform, one relationship, and a deep shelf of carriers behind every recommendation.
Ameritas
Common Questions
Frequently asked questions
Do I need annuity experience to place a case with Pinney?
No. Many advisors place their first annuity with us. We help with product selection, illustrations, suitability, and paperwork, so you can serve the client even if annuities are new to you.
Can I write my own business?
Yes. You lead the case and we support product fit, carrier options, and submission. You can also collaborate with our specialist on complex cases, or refer the case entirely and stay in the loop.
Who handles suitability and best-interest requirements?
You remain the producer of record, and we support you. We help you meet NAIC best-interest standards, complete required training, and document the rationale.
What carriers can I access through Pinney?
A deep lineup of leading annuity carriers with quote-and-submit through one platform. See the carrier list above.
How am I compensated?
Compensation varies by product, carrier, and how you choose to work the case. Our contracting team will walk you through the specifics for your situation: [email protected] or (800) 823-4852.
What tools does Pinney provide for quoting and submissions?
FireLight for annuity processing, Annuity Rate Watch for rates and comparisons, and Insureio to track cases and clients.
Free Download
Download the Annuity Whitepaper
Fill out the form to get the whitepaper, plus annuity resources, training, and case support from Pinney.
- Instant access. The whitepaper is delivered as soon as you submit.
- Built for advisors. Written for agents and agencies growing annuity production.
- A real follow-up. A Pinney annuity specialist is available whenever you have a case to talk through.