Most of your clients probably think they'll never be disabled. But a Life Happens survey found that each and every one of your clients has a 30% chance of being out of work for 3 or more months due to a disabling illness or injury. Have you asked them what they'll do if this happens? We're guessing they won't have an answer.

At Pinney Insurance, we have a wide range of disability insurance resources to help you get the conversation started. Even if you've never sold DI before, we'll give you the tools you need to help protect your clients' income. Let's get started:

  • Income Replacement. Need some basic facts and statistics to help talk to your clients about disability insurance? Start here.
  • Illustrations. What information do you need to run an illustration? Find out here.
  • Carriers. We'll do the best we can to match your client's budget with his or her need for income protection. Our disability insurance carriers include Fidelity, Lloyds of London, Metlife, Principal Life, and Standard United of Omaha.

Are your clients business owners? It's even more important for you to talk about these kinds of disability insurance with them:

  • Buy-Sell Disability. What if one of your client's business partners becomes disabled? Find out how buy-sell disability insurance can help.
  • Business Overhead. If your client is disabled, who pays the equipment leases, rent, and employee salaries while they're out of work? Sole proprietors with employees are especially vulnerable. Get the details here.
  • Key Employee. Let's say your client's best employee becomes permanently disabled. What happens to the business your client worked so hard to build? Help them protect what they've built with key employee disability insurance.

You can submit a disability insurance proposal request right here and get an instant quote for any of your clients.

For more information, check out this webinar from Assurity on disability and critical illness insurance:

Questions?

Contact a Brokerage Director to get help with illustrations, pricing, and more at 1-800-823-4852. Or click here to email our Brokerage Sales Support team.